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The Importance of Dog Insurance


The Importance of Dog Insurance

If your dog becomes ill and needs medical attention, you will no doubt want to provide the best care without having to worry about how you will cover the bills.  This is where dog insurance comes in.  With insurance in place, you’ll have peace of mind, knowing that you will be able to get your loved pet the attention it needs very quickly.


Who May Benefit From Dog Insurance

Anyone who owns a dog will benefit from having the insurance.  You can never tell what adventures your four legged friend will get into, so it might be a good idea to be prepared for the unexpected.


Reasons to Consider Dog Insurance for Your Pet

  • According to Healthy Pets, one in three pets will need veterinary treatment each year.  With statistics like that, you can see why it is so important to consider insuring your pet
  • With insurance in place, you won’t have to worry about finding money to treat your pet in the event of an accident or illness
  • Various types of conditions and situations can be insured, so you and your dog’s needs will be met when you most need it
  • Dog insurance can cover vet fees for multiple injuries and illnesses
  • Kennel fees can be insured depending on the policy you choose
  • policies can contain liability insurance so if your dog causes an accident or damage to someone’s property, you won’t have to pay from your own pocket

Selecting the Right Dog Insurance

It is important to know the details of the insurance you are purchasing.  It may not always be wise to go with the cheapest quote as the cheaper quotes may not provide extensive cover.  You should read the terms and conditions of the agreement to ensure you know exactly what your pet will be covered for.


As an example some policies may only cover veterinary treatment for the first 12 months, so look out for conditions like these when making your final decision.


Most providers will allow you to pay the premiums by direct debit, this is easy and convenient and ensures your payments never lapse in the event you forget to pay the monthly instalment.


Possible Drawbacks to Pet Insurance

There aren’t any drawbacks associated with the insurance itself, but when it comes to insuring larger dogs for example, the following must be considered. According to Pet Insurance Ltd, larger breeds may be more prone to congenital defects, are more active and more prone to accidents.  As a result insurance providers may charge extra to factor in these risks.


Despite this extra surplus to insurance policies, it is still worth considering because the benefit of knowing your pet is insured in the event of illness or accident far outweighs the extra cost you may have to pay.


If you consider the cost to pay vet bills and kennel fees from your own pocket, the choice of taking out the insurance will seem pretty good.

Dog Insurance Summary

Having dog insurance is something every dog owner should consider.  The benefits you can receive will ensure when your pet is in need of medical treatment, you’ll be able to provide it quickly.  It could literally mean the difference between life and death.


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